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For the right situation, short term insurance plans can definitely provide fast, flexible, temporary health insurance coverage that fits your needs.Ī somewhat emotional piano tune plays. Just be sure you know what you are buying, and that it’s a good choice for you. So, it’s true that you may save money by choosing short term health insurance.

Short term insurance plans do not have coverage requirements, so plans vary in what they cover.

ACA health plans are required to cover 10 essential health benefits, including maternity and newborn care, mental health and substance abuse disorder services.

Short term insurance plans are not guaranteed issue, do not cover preexisting conditions, and you must answer a series of medical questions to apply for coverage.

ACA health plans are guaranteed issue, meaning you cannot be denied coverage based on preexisting conditions.That means you need to keep a few things in mind as you plan your coverage needs: With short term health insurance you are not buying an ACA health plan.

Blue cross blue shield of south carolina linkedin